Disclosure, I am not an affiliate with any of the companies below and there’s no incentive for sharing their information.  If you are looking into getting a credit card(s) and not sure which card to get? I hope the list below will give you some ideas on the cards and the benefits for each one.  Pick the card that fits your lifestyle and spending habits. For more information on each card you will need to visit the card issuers directly and do your own research.

SUPER CASHBACK LIST! – FOR CASH BACK CARDS ONLY!

GENERAL USE!
Citi Double Cash – 2% Everything
• Fidelity Rewards – 2% Everything
• Paypal Cashback – 2% Everything
• Penfed Power Cash – 2% Everything (Military)
• Apple Card – 3% Apple, Uber, TMobile, Nike, Walgreens, 2% Everything (All through Apple Pay)
• Alliant Cashback – $100 AF, 2.5% Everything ($20,000 Break Even)

GROCERIES!
• Verizon Visa – 4% Groceries, Gas, 3% Dining
• UMB Simply Rewards – 3% Groceries, Dining, Gas, Discount Stores (Walmart, Target, Dollar Stores)
• Amex Blue Cash Everyday – 3% Groceries
• Golden 1 Platinum – 3% Groceries, Dining, Gas
• Amex Blue Cash Preferred – $95 AF, 6% Groceries/Streaming, 3% Gas/Transit ($3,167 on 6% Category spending to break even with free 3% cards)

GAS!
• USAA Cash Rewards+ – 5% All Gas, On Base Purchases (Military)
• Abound Platinum – 5% Gas
• Sams Club Mastercard – 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF)
• Verizon Visa – 4% Groceries, Gas, 3% Dining
• PNC Cash Rewards – 4% Gas, 3% Dining
• Costco Anywhere – 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF)

DINING!
• US Bank Altitude GO – 4% Dining, 2% Streaming ($15 SC after year of streaming paid w/ card)
• Wells Fargo Propel – 3% Dining, Travel, Transit, Streaming, Gas. Free Phone Insurance
• Verizon Visa – 4% Groceries, Gas, 3% Dining
• Chase Freedom – 5% Rotating, Chase Travel Portal, 3% Drugstores, Dining. Free Phone Insurance
• UMB Simply Rewards – 3% Groceries, Dining, Gas, Discount Stores (Walmart, Target, Dollar Stores)
• Golden 1 Platinum – 3% Groceries, Dining, Gas
• PNC Cash Rewards – 4% Gas, 3% Dining
• Cap1 Savor One – 3% Dining, Entertainment
• Marvel Mastercard – 3% Dining, Entertainment
• Sams Club Mastercard – 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF)
• Costco Anywhere – 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF)

ENTERTAINMENT!
(“Entertainment” covers broad and different things between cards)
• Marvel Mastercard – 3% Dining, 3% Entertainment
• Cap1 Savor One – 3% Dining, Entertainment
• DC Power Rewards – 3% Entertainment

TRAVEL/TRANSIT!
• Wells Fargo Propel – 3% Dining, Travel, Transit, Streaming, Gas. Free Phone Insurance
BoA Cash Rewards – 3% on 1 of these categories: Online Shopping, Drug Stores, Home Improvement and Furnishings, Travel, or Gas
• Sams Club Mastercard – 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF)
• Costco Anywhere – 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF)
• Amex Blue Cash Preferred – $95 AF, 6% Groceries/Streaming, 3% Gas/Transit ($3,167 on 6% Category spending to break even with free 3% cards)

OTHER!
Discover It – 5% Rotating
Chase Freedom – 5% Rotating, Chase Travel Portal, 3% Drugstores, Dining. Free Phone Insurance
• US Bank Cash+ – 5% on 2 of these options: TV/Internet/Streaming, Home Utilities, Phone, Fast Food, Ground Transportation, Sporting Goods Stores, Clothing Stores, Gym/Fitness Center, Department Stores, Furniture Stores, Electronics Stores, or Movie Theaters.
• BoA Cash Rewards – 3% on 1 of these categories: Online Shopping, Drug Stores, Home Improvement and Furnishings, Travel, or Gas
• Amazon Prime Rewards – 5% Amazon, Whole Foods Stores (Requires Amazon Prime $119 AF)
• UMB Simply Rewards – 3% Groceries, Dining, Gas, Discount Stores (Walmart, Target, Dollar Stores)
• Target – 5% Discount
• Rakuten Cashback – Extra 3% through Rakuten
• Apple Card – 3% Apple, Uber, TMobile, Nike, Walgreens, 2% Everything, All through Apple Pay

BEST SOLO CARDS!
• Any General Use 2% Everything Card
• Wells Fargo Propel – 3% Dining, Travel, Transit, Streaming, Gas. 1% Everything Else, Free Phone Insurance
• Golden 1 Platinum – 3% Groceries, Dining, Gas, 1% Everything Else
• PNC Cash Rewards – 4% Gas, 3% Dining, 2% Groceries, 1% Everything Else
• Amex Blue Cash Preferred – $95 AF, 6% Groceries/Streaming, 3% Gas/Transit, 1% Everything Else (If you spend <$3,167 a year on Groceries and Streaming, free 3% cards are better value. Especially when paired with 5% Rotating cards. >$3,167 Preferred is best value.)

*****
• NFCU More Rewards – 3% Groceries, Dining, Gas, Transit (Military, Cant set up Autopay from an External Account)
• Buy Power Card – 5% Everything for first $5000 every year, then 2% Everything (Cashback only redeemable for New Chevrolet, Buick, GMC, Cadillac, OR up to $250/yr Statement Credit on in-dealership purchases, certified service, parts, accessories, or GM extras like SiriusXM and OnStar)
• Affinity Cash Rewards – 5% Bookstores, Amazon. 2% Groceries, Gas, Dining. 5% Rotating, Rotating stacks with permanent categories if they overlap, 10% and 7%. (Good Chance 5% Rotating is only 2020)
• Vantage West Connect – 5% on 1 of these options: Utilites (Including Phone), Restaurants, Travel, Wholesale Stores, Department Stores, Hardware/Home Improvement Stores, Drug Stores, Charity Groups, Amazon. 3% on Gas. (Arizona Residents Only)
• Aerospace Platinum Cashback – 5% Gas, 4% Dining/Entertainment, 3% Travel, 2% Everything (Only to military or employees at a specific LA Airforce base)

• GM Buy Power Card – 5% Everything for first $5000 every year, then 2% Everything (Cashback only redeemable for New Chevrolet, Buick, GMC, Cadillac, or up to $250/yr Statement Credit on in-dealership purchases, certified service, parts, accessories, or GM extras like SiriusXM and OnStar)


List Created by Challan Staton – Credit card enthusiast

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